Ray County Land Title, LLC

Refinance Rate Sheet

 Estimated Residential Title Insurance Premiums and Title Service Charges,

Closing Fees and Closing Protection Letter Fees

 


Loan Policy                                Title Premium                      Title Service                  Total Cost

Risk Amount                              Fee (not to exceed)              Fee (not to exceed)      of Fees (not to exceed)


Up to $ $70,000                                        $66.00                                   $258.00                                   $324.00

$70,001 up to  $80,000                             $74.00                                   $259.00                                   $333.00

$80,001 up to  $90,000                             $82.00                                   $268.00                                   $350.00

$90,001 up to $100,000                            $90.00                                   $277.00                                   $367.00

$100,001 up to $110,000                          $97.00                                   $287.00                                   $384.00

$110,001 up to $120,000                        $104.00                                   $296.00                                   $400.00

$120,001 up to $130,000                        $110.00                                   $307.00                                   $417.00

$130,001 up to $140,000                        $118.00                                   $313.00                                   $431.00

$140,001 up to $150,000                        $125.00                                   $320.00                                   $445.00  

$150,001 up to $160,000                        $132.00                                   $327.00                                   $459.00  

$160,001 up to $170,000                        $139.00                                   $334.00                                   $473.00

$170,001 up to $180,000                        $146.00                                   $341.00                                   $487.00

$180,001 up to $190,000                        $153.00                                   $348.00                                   $501.00

$190,001 up to $200,000                        $160.00                                   $355.00                                   $515.00

$200,001 up to $210,000                        $167.00                                   $362.00                                   $529.00

$210,001 up to $220,000                        $174.00                                   $369.00                                   $543.00

$220,001 up to $230,000                        $181.00                                   $376.00                                   $557.00

$230,001 up to $240,000                        $188.00                                   $383.00                                   $571.00

$240,001 up to $250,000                        $195.00                                   $390.00                                   $585.00

$250,001 up to $260,000                        $202.00                                   $397.00                                   $599.00  

$260,001 up to $270,000                        $209.00                                   $404.00                                   $613.00

$270,001 up to $280,000                        $216.00                                   $411.00                                   $627.00

$280,001 up to $290,000                        $223.00                                   $418.00                                   $641.00

$290,001 up to $300,000                        $230.00                                   $425.00                                   $655.00

 

(Policy over $300,000.00  -  rates will be furnished upon request)

 

                                                                                    Closing Fees                                                                                     


                                  Standard Loan Closing: $375.00              Wire Fee: $35.00

  Overnight Fees per package: $40.00           Email Fee: $25.00

Lender Closing Protection Letter Fee: $25.00

Recording Fees: $24.00 1st Page and $3.00 for each additional page

NOTE: Multiple tracts may require an additional search fee of $100.00 per tract.

 

                                                              Description of Charges

Loan Policy-Risk Amount: the Risk Amount is equal to the loan amount shown on the Deed of Trust.

Title Premium Fee: The rate filed with the Missouri Department of Insurance determined by our

Underwriter Alliant National Title Insurance Company, calculated in $1,000.00 increments.

Title Service Fee: The fee to conduct the title search of the public records, examination, underwriting,

commitment preparation, title clearing items, policy preparation, document retrieval and distribution/mailing

operating costs and customer assistance.




Estimated Residential Sale Transaction Title Insurance Premiums and Title Service Charges,

Closing Fees and Closing Protection Letter Fees

 


Owner’s Policy                          Title Premium                      Title Service                  Total Cost

Risk Amount                              Fee (not to exceed)              Fee (not to exceed)      of Fees (not to exceed)


Up to  $50,000                                          $70.00                                   $282.00                                   $352.00

$50,001 up to  $60,000                             $82.00                                   $310.00                                   $392.00

$60,001 up to  $70,000                             $94.00                                   $340.00                                   $434.00

$70,001 up to  $80,000                           $106.00                                   $369.00                                   $475.00

$80,001 up to  $90,000                           $118.00                                   $382.00                                   $500.00

$90,001 up to $100,000                          $130.00                                   $394.00                                   $524.00

$100,001 up to $110,000                        $138.00                                   $410.00                                   $548.00

$110,001 up to $120,000                        $146.00                                   $426.00                                   $572.00

$120,001 up to $130,000                        $154.00                                   $442.00                                   $596.00

$130,001 up to $140,000                        $162.00                                   $453.00                                   $615.00

$140,001 up to $150,000                        $170.00                                   $465.00                                   $635.00

$150,001 up to $160,000                        $178.00                                   $477.00                                   $655.00

$160,001 up to $170,000                        $186.00                                   $489.00                                   $675.00

$170,001 up to $180,000                        $194.00                                   $501.00                                   $695.00

$180,001 up to $190,000                        $202.00                                   $513.00                                   $715.00

$190,001 up to $200,000                        $210.00                                   $525.00                                   $735.00

$200,001 up to $210,000                        $218.00                                   $533.00                                   $755.00

$210,001 up to $220,000                        $226.00                                   $549.00                                   $775.00

$220,001 up to $230,000                        $234.00                                   $581.00                                   $795.00

$230,001 up to $240,000                        $242.00                                  $573.00                                   $815.00

$240,001 up to $250,000                        $250.00                                   $585.00                                   $835.00

$250,001 up to $260,000                        $258.00                                   $597.00                                   $855.00  

$260,001 up to $270,000                        $266.00                                   $609.00                                   $875.00

$270,001 up to $280,000                        $274.00                                   $621.00                                   $895.00

$280,001 up to $290,000                        $282.00                                   $633.00                                   $915.00

$290,001 up to $300,000                        $290.00                                   $645.00                                   $935.00

 

Simultaneously issued Loan Policy:

Not to Exceed the Owners Policy           $10.00                                     $215.00                                   $225.00

 

(Policies over $300,000.00  -  rates will be furnished upon request)

 

                                                                         Closing Fees                                                                     

                     

   Standard Seller Closing $200.00       Standard Loan Closing: $375.00      Overnight Fees per package: $45.00          

                 Seller and Buyer/Lender Closing Protection Letter Fee: $25.00 per Closing Protection Letter

        Electronic Delivery Fee $25.00      Recording Fees: $24.00 1st page and $3.00 for each additional page

                  NOTE: Multiple tracts  may require an additional search fee of $100.00 per tract.

 

Description of Charges

Loan Policy-Risk Amount: the Risk Amount is equal to the loan amount shown on the Deed of Trust.

Title Premium Fee: The rate filed with the Missouri Department of Insurance determined by our Underwriter

Alliant National Title Insurance Company, calculated in $1,000.00 increments.

Title Service Fee: The fee to conduct the title search of the public records, examination, underwriting,

commitment preparation, title clearing items, policy preparation, document retrieval and distribution/mailing

operating costs and customer assistance.



NOTE: Title Service Fee could be adjusted due to the time involved or the complexity of the title issue.

Total Cost of Fees: The sum of the Title Premium Fee and the Title Service Fee charges.

Closing Protection: Coverage provided by the aforesaid underwriter to protect the buyer/lender/seller from the

acts of theft or fraud with regard to settlement funds and/or failure to comply written closing instructions.