Refinance Rate Sheet
Estimated Residential Title Insurance Premiums and Title Service Charges,
Closing Fees and Closing Protection Letter Fees
Loan Policy Title Premium Title Service Total Cost
Risk Amount Fee (not to exceed) Fee (not to exceed) of Fees (not to exceed)
Up to $ $70,000 $66.00 $258.00 $324.00
$70,001 up to $80,000 $74.00 $259.00 $333.00
$80,001 up to $90,000 $82.00 $268.00 $350.00
$90,001 up to $100,000 $90.00 $277.00 $367.00
$100,001 up to $110,000 $97.00 $287.00 $384.00
$110,001 up to $120,000 $104.00 $296.00 $400.00
$120,001 up to $130,000 $110.00 $307.00 $417.00
$130,001 up to $140,000 $118.00 $313.00 $431.00
$140,001 up to $150,000 $125.00 $320.00 $445.00
$150,001 up to $160,000 $132.00 $327.00 $459.00
$160,001 up to $170,000 $139.00 $334.00 $473.00
$170,001 up to $180,000 $146.00 $341.00 $487.00
$180,001 up to $190,000 $153.00 $348.00 $501.00
$190,001 up to $200,000 $160.00 $355.00 $515.00
$200,001 up to $210,000 $167.00 $362.00 $529.00
$210,001 up to $220,000 $174.00 $369.00 $543.00
$220,001 up to $230,000 $181.00 $376.00 $557.00
$230,001 up to $240,000 $188.00 $383.00 $571.00
$240,001 up to $250,000 $195.00 $390.00 $585.00
$250,001 up to $260,000 $202.00 $397.00 $599.00
$260,001 up to $270,000 $209.00 $404.00 $613.00
$270,001 up to $280,000 $216.00 $411.00 $627.00
$280,001 up to $290,000 $223.00 $418.00 $641.00
$290,001 up to $300,000 $230.00 $425.00 $655.00
(Policy over $300,000.00 - rates will be furnished upon request)
Closing Fees
Standard Loan Closing: $375.00 Wire Fee: $40.00
Overnight Fees per package: $50.00 Email Fee: $25.00
Lender Closing Protection Letter Fee: $25.00
Recording Fees: $24.00 1st Page and $3.00 for each additional page
NOTE: Multiple tracts may require an additional search fee of $100.00 per tract.
Description of Charges
Loan Policy-Risk Amount: the Risk Amount is equal to the loan amount shown on the Deed of Trust.
Title Premium Fee: The rate filed with the Missouri Department of Insurance determined by our
Underwriter Alliant National Title Insurance Company, calculated in $1,000.00 increments.
Title Service Fee: The fee to conduct the title search of the public records, examination, underwriting,
commitment preparation, title clearing items, policy preparation, document retrieval and distribution/mailing
operating costs and customer assistance.
Estimated Residential Sale Transaction Title Insurance
Premiums and Title Service Charges,
Closing Fees and Closing Protection
Letter Fees
Owner’s Policy Title Premium Title
Service Total Cost
Risk
Amount Fee (not to exceed)
Fee (not to exceed) of Fees
(not to exceed)
Up to $50,000
$70.00 $282.00 $352.00
$50,001 up to $60,000 $82.00 $310.00 $392.00
$60,001 up to $70,000 $94.00 $340.00 $434.00
$70,001 up to $80,000 $106.00 $369.00 $475.00
$80,001 up to $90,000 $118.00 $382.00 $500.00
$90,001 up to $100,000 $130.00 $394.00 $524.00
$100,001 up to $110,000 $138.00 $410.00 $548.00
$110,001 up to $120,000 $146.00 $426.00 $572.00
$120,001 up to $130,000 $154.00 $442.00 $596.00
$130,001 up to $140,000 $162.00 $453.00 $615.00
$140,001 up to $150,000 $170.00 $465.00 $635.00
$150,001 up to $160,000 $178.00 $477.00 $655.00
$160,001 up to $170,000 $186.00 $489.00 $675.00
$170,001 up to $180,000 $194.00 $501.00 $695.00
$180,001 up to $190,000 $202.00 $513.00 $715.00
$190,001 up to $200,000 $210.00 $525.00 $735.00
$200,001 up to $210,000 $218.00 $533.00 $755.00
$210,001 up to $220,000 $226.00 $549.00 $775.00
$220,001 up to $230,000 $234.00 $581.00 $795.00
$230,001 up to $240,000 $242.00 $573.00 $815.00
$240,001 up to $250,000 $250.00 $585.00 $835.00
$250,001 up to $260,000 $258.00 $597.00 $855.00
$260,001 up to $270,000 $266.00 $609.00 $875.00
$270,001 up to $280,000 $274.00 $621.00 $895.00
$280,001 up to $290,000 $282.00 $633.00 $915.00
$290,001 up to $300,000 $290.00 $645.00 $935.00
Simultaneously issued Loan
Policy:
Not to Exceed the Owners
Policy $10.00 $215.00 $225.00
(Policies over $300,000.00 - rates
will be furnished upon request)
Closing Fees
Standard Seller Closing $250.00 Standard Loan Closing: $375.00 Overnight
Fees per package: $45.00
Seller and
Buyer/Lender Closing Protection Letter Fee: $25.00 per Closing Protection
Letter
Electronic Delivery Fee $25.00 Recording Fees: $24.00 1st page
and $3.00 for each additional page
NOTE: Multiple tracts may require an additional search fee of
$100.00 per tract.
Description of Charges
Loan
Policy-Risk Amount: the Risk Amount is equal to the loan amount shown on the
Deed of Trust.
Title
Premium Fee: The rate filed with the Missouri Department of Insurance
determined by our Underwriter
Alliant
National Title Insurance Company, calculated in $1,000.00 increments.
Title
Service Fee: The fee to conduct the title search of the public records,
examination, underwriting,
commitment
preparation, title clearing items, policy preparation, document retrieval and
distribution/mailing
operating
costs and customer assistance.
NOTE:
Title Service Fee could be adjusted due to the time involved or the complexity
of the title issue.
Total
Cost of Fees: The sum of the Title Premium Fee and the Title Service Fee
charges.
Closing
Protection: Coverage provided by the aforesaid underwriter to protect the
buyer/lender/seller from the
acts
of theft or fraud with regard to settlement funds and/or failure to comply
written closing instructions.
